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Fake invoice / changed bank details scam
You receive an invoice that looks real, or a note that a known supplier's bank details “changed” — so your payment goes to the scammer.
Informational only — not legal or financial advice.
How it works
- You get a bill for a service, subscription, or supplier you might use.
- Or a known contact emails that their bank account has changed.
- The new details send your money straight to the scammer.
Red flags
- Bank details that changed, especially with urgency.
- An invoice for something you don't clearly recognize.
- Email address or sender that's slightly different from the real one.
What to do
- Confirm any changed bank details by calling a known contact.
- Compare with a previous genuine invoice or your contract.
- Verify the sender's address character by character.
What NOT to do
- Do not pay a new account just because an email says it changed.
- Do not trust an invoice without checking it against what you actually agreed.
Have a suspicious message?
Check it before you act. Open MyRep and check a message.